Do Consumers Need a Fast Mortgage Payment Coach?
AAA Consumer Credit Solutions

Had you started your mortgage payments 30 years ago you
could be just paying it off today. What if I tell you that
a Fast Mortgage Payment Coach would help you to finish
paying your mortgage in 15 instead of 30 years? With good
coaching, your mortgage payments should have ended shortly
after the Seoul South Korea Olympics. That's about the same
time that the famous Sprinter, Ben Johnson's career as the
fastest man in the world ended through choice of Coach.
Then, the Olympic Gold Medalist, Carl Lewis, his arch
rival, took over. From the Atlanta Georgia Olympics until
today you would have made unnecessary payments on your
mortgage. That's about fifteen years or so. Like the slaves
of XIXth Century America, FOR 15 YEARS, you went to work
and handed huge chunks of your Pay cheques to your loving
Banker!! In fact, you wait in line to give away these
excess mortgage payments!

Around thirty years ago, April, 1977, all American eyes
were glued to the TV sets night after night watching
episodes of Roots. The author, Alex Haley re-created the
agony and economic slavery of African Americans from the
XVIIIth to early XXth Century. National Heroes like Dr.
Martin Luther King a Super Coach, freed all America, "White
and "Black" alike of that scourge. Unfortunately, unknown
to you and many others, a financial slavery still shackles
millions of American household budgets with mortgages
debts, credit and loan payments. Economic Slavery is not an
issue of race.

Please don't shoot the messenger so fast…. The news is not
good. So at least wait for the whole message. Fast forward
to today!

Imagine this. You are driving behind your Friend on the
City Streets when you observe Dollar Bills flying out the
car window. You pick the dollars up planning to return
them. When you arrive at your Friend's house you tally the
amount. That was actually $800.00 Dollars. Will you tell
your Friend? Or will you keep the Money?

Would you coach your Friend to stop the regular, wasted,
cash out flow, or would you refuse to help if you knew your
Friend was negligent in securing HER/HIS Cash? Paying your
Mortgage by following the Bank's Plan is to give away that
kind of money FREE to the same Lender. And you do this
MONTH AFTER MONTH AFTER MONTH. The problem is you trust
YOUR BANK to be your Coach and you usually have little
faith and trust in any other professional from the mortgage
business. But, you must first believe before you can trust.
But at least the dialogue has started.

Could you ever imagine our kind and fatherly President
George W. Bush in consultation with the elusive Osama Bin
Laden, seeking coaching advice on how to win the war in
Iraq? Well….. Hmmm. That is exactly what we do with our
current Mortgage Payment Plans. We ask the Loans Officer to
create our mortgage payment coaching plans for us. Then, we
would go home determined that for the next 30 years
(maybe 25 years with the bi-weekly mortgage payment), we
would work our behinds off - AND OUR SPOUSE'S BEHIND TOO
-to pay what the Banker said and how the Banker directed us
to pay.

Don't feel bad. All Mortgage Holders generally follow a
similar coaching plan. Which Consumer is expected to have
specialized knowledge on Mortgages anyway? Friends. This is
a quiet fight for at least $250,000.00 of EXCESS PROFIT,
hidden in your Mortgage Payments. A very wealthy
Ex-Canadian, now American Citizen and finance Wiz Kid, Dr.
Albert Lowry wrote about it in his book Hidden Profits in
Your Mortgage. You don't even know that you are engaged in
a Catfight with your Banker for every Penny of those
$250,000.00 of EXCESS PROFITS. So you, like the Great
Olympics, Gold Medal Boxer Mohammed Ali, would go to Joe
Frazier for coaching advice before their fight: This is
the sports scene. It is played out in every mortgaged home
in the United States of America and Canada too:

"Hey Joe", says Mohammed Ali to Joe Frazier… "Gimme some
Coaching Tips on how to win in that fight we will broadcast
on TV next month!"

For a brief moment, Joe Frazier would think that Mohammed
Ali was still suffering from too many Rope-a-Dope Bouts in
the ring. But Joe, the crafty Boxer that he is, would
advise his arch rival….. He'll say:

"Well Mohammed It's all about the diet…. That exercise
stuff your Trainer talks about? Don't worry about that so
much!!!! Just listen to my advice very carefully. Be sure
to follow a strict fluid Diet for the last TWO WEEKS before
our fight. …. Take Fluids only, remember now F L U I D S
- O N L Y!! Then the day before our fight, be sure to
allow yourself a treat….. Take a generous helping of your
favorite chocolate laxative. Two Hours before our fight,
you must have no less than six of them…. ..OK, S I X!!"

Such would be Joe Frazier's coaching advice to Mohammed Ali.

If Mohammed Ali had indeed taken too many blows to the head
from Leon Spinks, he would follow Joe's advice and we all
know what the outcome would be.

That is a funny image from the Sport of Boxing, which,
unfortunately summarizes how over 45% of all Consumers plan
to pay their mortgage. Another 45% of Mortgage Consumers
have no plan at all. No one told them that their Mortgage
Payments should be the subject of a detailed plan. Now,
you know you need a mortgage payment coach.

The Lender in a Mortgage is entitled to a fair return on
the money. What you may think is that the 5% Interest
charge should result in a fair profit of about $40,000.00
or so to the Lender if you follow a smart mortgage
repayment plan. What you may not know is that the same 5%
charge usually delivers an EXCESS PROFIT of the $250,000.00
on top of the $40,000.00 mentioned above. The $250,000.00
is EXCESS PROFIT which most Borrowers without a coach, now
pay needlessly.

Consumers pay dearly from a lack of knowledge. For your
mortgage repayment plans, you must seek out a specialized
mortgage payment coach for an action plan to save yourself
and your family years of unnecessary payments. In all
matters of finance, knowledge is power.


About the Author:

Alfred Fraser, MA specializes in Mortgages, Credit and Loan
Repayment issues. In addition to money coaching, he runs a
busy Financial Practice. Find additional mortgage payment
details including related articles at the website:
http://www.Mortgage-Freedom.com